Complete Finance Blog

That’s the topic for a live chat with yours truly tomorrow (Wednesday) at 10 a.m. EDT / 7 a.m. PDT.

We’ll look at which rate deals remain, and compare how all the different terms stack up.

Here’s the link: Mortgage Rate Chat

The University at Buffalo School of Management has again been ranked a ‘best business school’ by U.S. News and World Report in its annual ranking of MBA programs.

The UB School of Management was ranked No. 89, out of 441 MBA programs surveyed. The MBA ranking is part of U.S. News and World Report’s ranking of “America’s Best Graduate Schools.”

The ranking is based on three major areas: quality assessment, placement success and student selectivity. The quality assessment is worth 40 percent of the survey and includes a recruiter assessment by the companies that hire the school’s graduates and a peer evaluation by other B-school deans and directors. Placement success, worth 35 percent of the ranking, is based on the graduates’ mean starting salary and the employment rate at graduation and three months afterward. The final 25 percent of the ranking is based on how selective schools are in their admission criteria, including GMAT scores, undergraduate GPA and acceptance rate.

In addition to the ranking of full-time MBA programs, U.S. News ranked the UB School of Management’s Professional MBA program No. 98 in a specialty

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Ive taken part in a number of giveaways on this site over the years ranging from books to iPads, but this giveaway is by far the biggest. Me and a few other personal finance blogs have teamed up with IRAmarket to give away $5,000 to fund your Roth IRA.

This giveaway comes at a good time because there is also a #RothIRAMovement taking hold. Next week there will be over 100 personal finance bloggers taking part to raise awareness of the Roth IRA and there will be a lot of special events and posts, so stay tuned for that.

IRAmarket is a new service that helps you compare banks and brokers IRAs.  In addition to profiling 20 of the leading IRA providers, IRAmarket helps you see all the current offers for opening an IRA or rolling over an old 401k or 403b to an IRA.  Offers include cash bonuses from companies like Schwab, E*TRADE and Scottrade, and free trades offers from Fidelity, Wells Fargo and USAA.

IRAmarkets mission is to help Americans save more for their future. Articles and tools on the site help you learn about the cost of 401k plans, and how you may be able to save more by rolling over to an IRA. You can

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If you need cash and you need it fast; you could go for a fast cash solution like a payday loan. It’s easy to get and there are no credit scores, what can go wrong? Well a lot of times nothing. Nevertheless you have to be aware of the double sided nature of any loans you are going to take.

The Good Side: These loans are fast, they don’t require credit scores and you can pay them off quickly. These are the plusses. As long as you have a job, you are over 18 and you have a valid bank account that will accept the transfer of the loan you are good to go. This makes this type of loan the perfect fast credit choice in emergencies.

The Bad Side: You are at the mercy of loan companies so you have to be sure to pick the right loan company. Be aware of the interest rates they are offering and shop around to choose the best you can find. Often unscrupulous companies will put huge interest rates on their products so they can get a quick profit from small loans of this type. Be sure to look at reviews of these companies and pick the ones that have the best reputation. Al Read more…